PROBLEMS WE SOLVE

Classification Errors

Riviera Beach Refrigeration Contractor

Incorrect classification on the workers’ comp policy that was nearly twice the price of the correct classification
Premium Returned = $150,000
Future Savings = $70,000 Annually

Sarasota Underground Contractor

Incorrect classifications on the general liability and workers’ comp policies
Premium Returned = $16,125
Future Savings = $5,500 Annually

Boca Raton Painting Contractor

Used the same agent for years for workers’ comp and general liability. He was really good for general liability, not so good at workers’ comp.
Added missing classification
Premium Returned = $62,000
Future Savings = $18,000 Annually

St. Petersburg-based National At-Risk Youth Program

Incorrect classification on the workers’ comp policy that was two times the price of the correct classification
Premium Returned = $186,000
Future Savings = $100,000 Annually

Experience Rating Errors

Knoxville, TN Employee Leasing Company (PEO)

Incorrect Experience Modifier corrected current and 3 prior years
Premium Returned = $700,000

Tampa Contractor

Eliminated from bidding work due to experience mod over 1.0
After a complete review, we found the last 5 years of mods were incorrect
The accurate 2020 mod is a .85

Myrtle Beach Time Share Company

Assisted with ownership rules
Combined multiple LLC’s saving $156,000 first year

Difficult to Place Workers’ Comp

Tampa-based International Steel Fabrication and Erection Company

Put together a hybrid workers’ comp program
Saved over $1,000,000 in the last 8 years

Sanford Aluminum Extrusion Company

2 poor claims years, so we wired together with a partially self-insured program, with layered deductibles.
Savings to date = $62,000

OSHA in the Door

Central Florida Industrial Fabricator

Employee died while on client site. Within 3 hours, OSHA was notified and on site. WCS called in Phillip Russell, of Ogletree Deakins, who immediately stepped in to facilitate the entire process
Client walked away with ZERO fines and ZERO citations, per the Isolated Employee Incident Rule

Be Prepared

It’s all about being prepared before OSHA arrives, whether it’s a fatality, hospitalization, or whistle blower. We provide the safety content, checklists, and video training to support your Safety Managers.

PEO Contract Review and Insurance Solutions

Fort Myers Kitchen and Bath Remodeling Contractor

Missing classification for more than 50% of employees
Annual Savings = $7,953
Removed $2,500 claim charge from contract
Added overtime exclusion

Sarasota General Contractor

Renegotiated leasing contract saving $30,000 in administrative fees
Corrected class code saving $4,500
Recovered $8,900 from overpaid FUTA & SUTA taxes

In summary, we typically find errors on every policy or a more creative approach to managing your workers’ compensation program.

SUCCESS HAPPENS HERE

YEARS IN BUSINESS

PREMIUMS RECOVERED

%

CLIENT RETENTION RATE

CLIENT TESTIMONIALS

David Hale, Tampa Tank Inc./Florida Structural Steel

“We started doing business with Duke 20+ years ago as our workers’ comp agent. He started with an overall policy review. It didn’t take long, he found $262,000 in mistakes, he changed our carrier and our workers’ comp policy to a partially self-insured program.

Duke Mills and WorkComp Solutions’ proactive approach by assigning dedicated claims adjusters, defense attorneys and building strategies to lower the overall cost of claims, resulted in keeping our team at work and productive for our company.

In the last several years this hybrid program saved us over $1,000,000.”

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Address

5143 South Lakeland Dr, Suite 1
Lakeland, FL 33813

Phone

863.646.4642
Fax: 863.646.3521

Email

info@workcompsolutionsfl.com

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Hours

Monday – Friday
8:30 am – 5:00pm